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WHAT IS A CREDIT UNION?
A credit union is a member (customer) owned financial cooperative that:
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Offers financial services at competitive and fair rates
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Provides member communities access to affordable, reliable and self-sustainable financial services
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Is democratically controlled by its members
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Operates as a not-for-profit organization
A credit union is very much like a bank and offers many of the same services.
Credit unions provide financial services to consumers, businesses, & other entities. The most common offerings are:
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Share (Savings) Accounts
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Checking Accounts (including ATM/debit cards and online bill payment)
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Certificates of Deposit (CDs)
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Loans (Auto, Home, & Personal)
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Credit Cards
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Cashier’s Checks, Certified Checks, and/or Money orders
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Notary Services
Once established, we will operate under a set of principles adopted in 1995 by the International Cooperative Alliance -
